Rates and products may be withdrawn or modified without notice. Some conditions or restrictions apply. Call your branch for details and to confirm rates.
Mortgage rates and approval are based on your individual circumstances. Interest rates are subject to change from person to person, based on each member’s overall profile. Contact us for details. The Annual Percentage Rate (APR) will be the same as the posted interest rate, where no additional fee(s) and or charge(s) apply.
Closed Mortgage
Rate
6 Month
1-Year
2-Year
3-Year
4-Year
5-Year
7-Year
10-Year
Variable Rate Mortgages
Rate
5-Year Variable, Closed. CSCU Prime – 0.30%
1-Year Variable, Open. Prime + 1.00%
Insured Mortgages
Rate
3-Year, fixed
4-Year, fixed
5-Year, fixed
Open Mortgages
Rate
6 Month
1-Year
Term Deposits
Regular Term Deposits: Minimum $500 ($100 for Junior members)
Community Savings Bond: Minimum $100
Redeem-A-Term
Rate
12 Month ¹
18 Month ²
3 Year ³
18 Month Step (Yield 2.506%)⁴
Rate
First 6 months
Second 6 months
Third 6 months
3 Year Step (Yield 2.500%) ⁵
Rate
Year 1
Year 2
Year 3
Big Dipper ⁶
Rate
12 Month Cashable
Non-Redeemable Term Deposits
Rate
30-59 days
60-89 days
90-119 days
120-179 days
180-269 days
270-364 days
One Year
18 Months
Two Years
Three Years
Four Years
Five Years
Early Riser – 4 Year (Yield 2.537%) ⁷
Rate
Year 1
Year 2
Year 3
Year 4
Elevator Term Deposit – 5 Year (Yield 2.70%)
Rate
Year 1
Year 2
Year 3
Year 4
Year 5
Redeemable Terms (Minimum Deposit $1000) ⁹
Rate
One Year
18 Months
Two Years
Three Years
Four Years
Five Years
Loan Rates
Interest rates on personal loans vary from person to person. Please contact your local branch for information on specific rates.
Mortgage rates and approval are based on your individual circumstances. Interest rates are subject to change from person to person, based on each member’s overall profile. Contact us for details. The Annual Percentage Rate (APR) will be the same as the posted interest rate, where no additional fee(s) and or charge(s) apply.
Closed Mortgage
Rate
6 Month
1-Year
2-Year
3-Year
4-Year
5-Year
7-Year
10-Year
Variable Rate Mortgages
Rate
5-Year Variable, Closed. CSCU Prime – 0.30%
1-Year Variable, Open. Prime + 1.00%
Insured Mortgages
Rate
3-Year, fixed
4-Year, fixed
5-Year, fixed
Open Mortgages
Rate
6 Month
1-Year
Term Deposits
Regular Term Deposits: Minimum $500 ($100 for Junior members)
Community Savings Bond: Minimum $100
Redeem-A-Term
Rate
12 Month ¹
18 Month ²
3 Year ³
18 Month Step (Yield 2.506%)⁴
Rate
First 6 months
Second 6 months
Third 6 months
3 Year Step (Yield 2.500%) ⁵
Rate
Year 1
Year 2
Year 3
Big Dipper ⁶
Rate
12 Month Cashable
Non-Redeemable Term Deposits
Rate
30-59 days
60-89 days
90-119 days
120-179 days
180-269 days
270-364 days
One Year
18 Months
Two Years
Three Years
Four Years
Five Years
Early Riser – 4 Year (Yield 2.537%) ⁷
Rate
Year 1
Year 2
Year 3
Year 4
Elevator Term Deposit – 5 Year (Yield 2.70%)
Rate
Year 1
Year 2
Year 3
Year 4
Year 5
Redeemable Terms (Minimum Deposit $1000) ⁹
Rate
One Year
18 Months
Two Years
Three Years
Four Years
Five Years
Loan Rates
Interest rates on personal loans vary from person to person. Please contact your local branch for information on specific rates.
¹For early withdrawal, interest paid will be face rate minus as follows: 0-30 days – not redeemable, 31-90 days less 0.45%, 91-180 days less 0.35%, 181-270 days less 0.25%, 271-364 days less 0.15%. ² Redeemable after 30 days. For early withdrawal, interest paid will be face rate minus as follows: 0-30 days – not redeemable, 31-89 days less 3.25%, 90-179 days less 1.25%, 180-364 days less 1.00%, 365-539 days less 0.50%. ³ Redeemable anytime at face rate less: 0-30 less face rate, 31-90 less 3.50%, 91-180 less 3.00%, 181-365 less 2.50%, 366-547 less 2.00%, 548-730 less 1.75%, 731-912 less 1.50%, 913-1095 less 0%. ⁴ Redeemable after 12 month anniversary with full interest. Not redeemable prior to 12 month anniversary. Rewriteable without penalty on the 6 month anniversary date to a new term for the remaining duration of the original 18 month term. ⁵ Redeemable first 30 days with no interest – not redeemable after 30 days. Re-writeable without penalty on any anniversary date to a new term for the remaining duration of the original 3 year term. ⁶ Redeemable after 30 days with full interest. Not redeemable within the first 30 days. Allows partial withdrawals once per calendar quarter. Minimum term balance of $500 must be maintained. ⁷ Redeemable first 30 days with no interest – not redeemable after 30 days. Re-writeable without penalty on any anniversary date to a new term for the remaining duration of the original 4 year term. ⁸ Redeemable first 30 days with no interest – not redeemable after 30 days. Re-writeable without penalty on any anniversary date to a new term for the remaining duration of the original 4 year term.
⁹ Redeemable terms withdrawn prior to maturity will be paid interest at our prevailing Plan 24 rate
